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This is our budget checking account that you can open with as little as $100.00. There is no minimum balance and no monthly maintenance fee. You may view copies of your checks online.
You may open this account with as little as $100.00 and can avoid service charges by simply keeping an average daily balance of $300.00. If your account falls be low theses balances during the month, there is an $8.50 maintenance fee for that statement period. Copies of your checks are returned to you with your monthly statement.
Full-time students less than 23 years of age qualify for our Student Checking Account, which requires a minimum opening balance of only $100.00. A student ID is required at account opening. There is no minimum balance and no monthly maintenance fee. You may view copies of your checks online. Once you reach 23, your account will be converted to a Free Checking.
If you are age 50 or over, you qualify for our Basic 50 Plus Checking Account with an opening balance of only $100.00. There is no minimum balance and no monthly maintenance fee. Copies of your checks are returned with your monthly statement. You can receive one order of custom checks per year at no charge.
If you are age 50 or over, you qualify for our Premier 50 Plus Checking Account with an opening balance of only $100.00. You must maintain an average daily balance of $500.00 to avoid the monthly maintenance fee of $7.50. Interest is earned on a daily collected balance of $500.00. Copies of your checks are returned with your monthly statement. You may also benefit from the following services.
- Unlimited custom check orders at no charge
- No issuance fee on travelers checks
- No issuance fee on official checks
- $10.00 discount on safe deposit boxes
Our NOW Checking Account pays interest on
your daily collected balance and interest is compounded daily
and credited to your account monthly. An opening balance of
$100.00 is required and you must maintain an average daily balance of $500.00 to avoid
the monthly maintenance fee of $10.00. You earn interest each
day the collected balance is $500.00 or more. Copies of your checks are returned to
you with your monthly statement.
Interest Tiers on Now Checking:
- $ 0 - $499.99
- $500.00 – $2,499.99
- $2,500.00 – $4,999.99
- $5,000.00 or more
Rates and annual percentage yield will vary.
Check with bank personnel for current rates.
Other Miscellaneous Fees May Apply.
| Heritage Premier Checking |
Our Heritage Premier Checking is our elite checking account. A minimum balance of $10,000.00 is required to open and an average daily balance of $10,000.00 to avoid a monthly maintenance fee of $20.00. Interest will be earned on a daily collected balance of $10,000.00 or more. Copies of checks are returned with your monthly statements. Some additional benefits include:
- Heritage Premier Checking checkbook cover
- Unlimited custom check orders at no charge
- Free 3X10 Safe Deposit Box or credit toward a larger box
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