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Free Business Checking

Free Business Checking is our budget business checking account that you can open with as little as $100.00. There is no minimum balance and no monthly maintenance fee. You may have up to 100 combined debits, deposits or deposited items at no charge. There is a $0.35 per item fee after 100 items. You may view copies of your checks online.

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Small Business Checking

Small Business Checking provides an affordable checking plan with low balance requirements. You may open this account for as little as $100.00 and your company can avoid the $10.00 maintenance fee by maintaining a minimum daily balance of $500.00 or more. You may have up to 400 combined debits, deposits, or deposited items at no charge. There is a $0.35 per item fee after 400 items. Copies of your checks are included with your monthly statement and are also available to view online.

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Commercial Business Checking

For larger businesses with different cash-flow requirements, we offer our Commercial Business Checking account. You will receive an earnings credit on your collected balance less the reserve requirements to partially offset expenses. There is an $11.00 monthly maintenance fee along with a $0.20 fee per check, $0.35 fee per deposit, and $0.10 fee per deposited item. Copies of your checks are included with your monthly statement and are also available to view online.

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Business Interest Checking

Sole proprietors and non-profit organizations may qualify for Business Interest Checking. Our Business Interest Checking Account pays interest on your daily collected balance and is compounded daily and credited to your account monthly. An opening balance of at least $100.00 is required and you must maintain an average daily balance of $500.00 or more to avoid the monthly maintenance fee of $10.00. Interest is earned on a daily collected balance of $500.00 or more. Copies of your checks are included with your monthly statement and are also available to view online.

Interest Tiers on Business Interest Checking:

  • $500.00 – $2,499.99
  • $2,500.00 – $4,999.99
  • $5,000.00 or more

Rates and annual percentage yields will vary; check with bank personnel for current rates. Other miscellaneous fees may apply.

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Attorney's Trust Account

The Interest on Lawyer's Trust Account, or IOLTA, is offered as a special account for attorneys to help them manage trust accounts. IOLTA accounts are interest-bearing and monthly activity expenses are offset by the interest earned. The remaining interest amount is sent to the South Carolina Bar Association monthly.

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Other miscellaneous fees may apply.